Interest rates are low, but it's still hard to get a mortgage

Lenders' underwriting standards appear to be tightening even further in some key areas, and the time to close a loan is getting longer.

WASHINGTON — With 30-year mortgage rates hitting new lows and recent borrowers' payment performance the best by far in decades, you'd think that banks and other lenders might be loosening up on their hyper-strict underwriting standards.

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